Effective Date: 31-03-2025
At Pata Jumla, we prioritize security and transparency in all financial transactions. Our Secure Payments System ensures that both buyers and sellers can conduct business with confidence, minimizing risks and fraud.
1. Payment Methods
We also accept Paybill Payments for added convenience. We support the following secure payment options:
Credit/Debit Cards (Visa, MasterCard, etc.)
Bank Transfers
Bitcoin Payments
Mobile Money Payments
Escrow Payments (Mescrow Available) (for added transaction security)
2. How Secure Payments Work
Buyer Makes a Payment: Payments are processed securely through encrypted channels.
Funds Held in Escrow (if applicable): For transactions requiring escrow, funds are held securely until the buyer confirms receipt of goods.
Seller Receives Payment: Once the transaction is completed successfully, payments are released to the seller.
3. Security Measures
End-to-End Encryption: All transactions are encrypted to prevent unauthorized access.
Fraud Detection Systems: AI-driven monitoring to detect and prevent fraudulent activities.
Payment Verification: Multi-step verification processes to ensure transaction legitimacy.
4. Dispute Handling
In case of payment disputes:
Buyers and sellers should first attempt to resolve the issue directly.
If unresolved, Pata Jumla’s support team will mediate based on transaction records.
Refunds will be processed according to our Returns and Refund Policy.
5. Important Notes
Never make direct payments outside the Pata Jumla platform to ensure security and eligibility for dispute resolution.
Transactions conducted off-platform are not covered under our escrow and protection policies.
Any attempts at fraud or unauthorized payment activities may result in account suspension.